Billings, MT 59105
Colorado Springs, Colorado
1826 E. Platte, Suite 203
Colorado Springs, CO 80909
Cash Advance Services – Fast Loans During Sudden Financial Emergencies
Cash advance loans offer a fast, hassle-free solution to your short-term financial emergency by providing cash that is charged against your future paycheck without annoying credit checks and tedious application procedures. Whatever your unexpected financial need – a sudden car breakdown, a much-needed home repair, a medical emergency or even personal expenses that require quick cash – these cash advance services can help you out of a tight spot while awaiting your next paycheck. If you are surviving on a limited budget, cash advance loans can see you through for a while until you can find a more lasting solution for your monetary crisis.
Types of loans available
A cash advance service offers its applicants several available loan packages, the most popular of which are payday loans and personal check loans. The payday loan, also known as a paycheck loan, allows you to borrow cash based on a portion of your monthly salary. The amount you will receive will depend on the amount of your monthly take-home pay verified through your past payment stubs.
The higher your monthly pay, the higher portion of that salary you can borrow as an advance. The principal loan plus interest rate will be automatically debited by the lender from your bank account on the date you previously agreed upon. Other charges will be included.
Personal check advance is made available by cash advance services to anyone who can present their bank statements that indicate a consistent balance. You can issue the lender a personal check with the amount approved plus charges which the lender will hold and cash it on the date you have agreed upon. This option gives you enough time to straighten your finances until you can refill your bank account.
How to qualify
Cash advance lenders have different criteria when you apply for a loan. The most common qualifications require that you:
* Are at least 18 years old
* Are employed for at least three straight months
* Are earning at least $1,000 a month
* Have a valid savings or checking account
How you’ll receive your loan
You can apply for a cash advance loan online or through fax. Once the criteria are met, approval is fast and the whole application procedure can be accomplished within a matter of minutes if you’ve applied online. The company will send you an email informing you that your loan request has been approved. Your cash is then deposited directly to you bank account and you can have it in your hands usually within 24 hours.
To stay in good terms with cash advance services providers, be sure to fully repay your cash advance loan on or before the specified deadline, otherwise, late payment charges will be stacked on top of your original loan.
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